Scott and Kate run a successful business. For years, they did what most business owners do. They paid rent on the warehouse their business operates from and got on with running their business.
But eventually they started asking a different question…
Their business put money towards rent every month anyway. So they started asking how they could use that money to secure their own long-term future.
Instead of renting from a third-party landlord forever, we helped Scott and Kate restructure their super and use it to buy the warehouse their business was already operating from.
With this powerful SMSF property purchase strategy, their business still pays rent for the same premises. Only now, that money supports their retirement wealth. Not somebody else’s.
But it wasn’t working as hard as it could. We helped them set up a Self-Managed Super Fund, rolled their existing super into it, then added more to strengthen the fund’s position. That gave them enough to put down a deposit on a commercial property.
From there, the fund borrowed the remaining amount needed to buy the warehouse. From the outside, not much has changed:
But one very important thing did change. Their rent now funds an asset for their future.
They were already paying rent. Already contributing to super. Already funding their business premises. They didn’t need to spend dramatically more. They just needed to direct the cashflow in a smarter way. With a new structure in place, we helped Scott and Kate position themselves to:
Now, money that was already leaving the business each month is put to better use. It no longer helps their landlord build equity in a property, it helps them build wealth in a structure designed for retirement.
If you rent the premises you operate from and you’ve built up meaningful super, there may be a way to strategically re-structure so you can build your own future. It won’t suit everyone. But for the right business owner, it can be one of those, “why didn’t I look at this sooner?” strategies.
01
Greater freedom and certainty because you’re not at the mercy of a third-party landlord in the same way.
02
You’re already paying substantial rent every year. This strategy makes that money work harder.
03
Over time, the property may grow in value, while serving a practical purpose for your business today.
04
Rather than leaving super disconnected from your business life, it becomes part of the bigger strategy.
Plus, a free copy of our SMSF Property Purchase Guide. Straight to your inbox.
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